A recent study shows credit card debt on the rise. I support living debt free. My 2nd rule of technology is a viable solution. Get by on the bare minimum until you can afford the best. There are more reasons to get by on the bare minimum that meets your needs than just your finances. Cash flow is a big reason and the one most likely to resonate. If you have plans to replace the minimum with top of the line, the cheaper cost of the minimum will get you to your replacement faster.
Starting with the minimum gives you a chance to reassess your needs and wants in an item. When i got my PocketPC i had decided Bluetooth was not important. I did not see transferring data between my phone and PPC. Nor did i see getting Bluetooth devices such as a keyboard for the PPC. Since my main computer now has Bluetooth i would be able to sync via Bluetooth. With the time i have had with this device i have seen a use for a feature that i would have otherwise not have used. This time can also give you a chance to see a feature is not needed or will not be used.
Starting with the minimum helps teach you to sacrifice. My PPC died but i could not afford the top of the line in my replacement. By this time i knew Bluetooth would make using the device easier. Since the device had the same cable to charge as sync i would be plugging into the cable every other day. Learning to sacrifice helps differentiate between needs and wants. When you see that something is not a need it makes it easier to not worry about "Keeping up with the Jones'".
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